Option 1: Take Surveys to make money

Ever wondered if your opinion could earn you a few bucks? Well, wonder no more! Taking online surveys is a simple and effective way to make some side money. Brands and companies are eager to hear what you think, and they’re willing to pay for it.

Why Take Surveys to Make Money?

Taking online surveys might not sound like a grand adventure, but here’s the scoop: it’s an easy, flexible, and varied way to pocket some extra cash. You don’t need any special skills or gear—just your opinions and a device to share them. Whether you’re a night owl or an early bird, you can squeeze surveys into your schedule whenever it suits you. And the topics? Well, they run the gamut from your favorite snack to your preferred travel destinations. So, why not turn those idle moments into money-making opportunities?

Survey Junkie: Where Opinions Pay Off

Survey Junkie is also a household name among survey enthusiasts. Boasting a massive and highly engaged user base, Survey Junkie is a platform that values your opinion and rewards you accordingly. This immensely popular survey site has a vast and active user base, making it a top contender in the world of online surveys. Its reputation is built on offering cash payouts via PayPal or e-gift cards directly to its users, and its overwhelmingly positive reviews speak to its effectiveness.

Follow these steps to earn some cash with Survey Junkie:

1. Go to Survey Junkie.
2. Click the Join Now button to create an account.
   
3. sign up and confirm your email to earn a 25-point bonus and it’s an essential step to activate your account. Otherwise, you can’t redeem money from Survey Junkie.
   
   Note: You cannot change your registration email, please make sure you entered the right email address.
4. Start earning by completing surveys.

How to cash out from Survey Junkie?

To initiate a cash-out from Survey Junkie, you must accumulate a minimum of 500 points, equivalent to $5. Survey Junkie offers three convenient payment methods for redeeming your points. The first option is a cash transfer via PayPal, which is available globally. The remaining two choices involve e-gift cards or bank transfers; however, please note that these options are exclusively available to users located within the United States.

Option 2: Take care of pets and turn it into a source of income

Taking care of pets for money can offer a unique blend of rewards, both emotional and financial. While it may appear as a straightforward gig, it’s far from being a walk in the park. Pet care, whether it involves dog walking, pet sitting, or other services, demands responsibility, patience, and a genuine affection for animals. It provides a chance to bond with pets, experience their unfiltered love, and contribute to their well-being while earning an income. However, it’s important to recognize that, like any job, it comes with its challenges, from handling unexpected situations to accommodating various pet personalities.

Rover: Where Your Pet Passion Becomes Profitable

When it comes to the world of pet care, few names are as illustrious and trusted as Rover. Renowned for its fame and unwavering reputation, Rover stands out as a leader in connecting pet owners with dependable sitters and walkers. With millions of active users and an impressive track record of positive reviews, Rover has become a household name for those seeking exceptional care for their beloved pets.

Why choose Rover?

Pet lovers looking to earn an income through pet care can create profiles highlighting their skills and services. Rover’s extensive network of pet owners can then browse these profiles, read reviews, and select the perfect match for their furry family members. With services ranging from dog walks to overnight stays, Rover offers a versatile and reliable platform that continues to set the gold standard in the world of pet care.

Follow these steps to starting pet sitting with Rover:

1. Go to Rover.
2. Create Rover account by signing up. The sign-up process is straightforward, you can even log in using your Google or Facebook account for added convenience.
3. Choose Become a Sitter in the top-left corner.
4. Click Get started.
5. Proceed to complete the following sections: Service Setup, Create Your Profile, Request Testimonials, Pass a Safety Quiz, and Submit a Background Check. Once you’ve filled out all the necessary information, select the Submit button. This action will notify Rover’s team that your profile is ready for review.
   

You should hear from Rover within 10 – 20 business days. Once your profile is approved and you pass the background check, your services will be visible in the Rover marketplace and pet owners will be able to contact you.

Option 3: Earn money online by playing games

If you love playing games online, we’re here to tell you that it’s not just a guilty pleasure—it can be a money-making endeavor. InboxDollars pays you for doing what you’re already doing online. Whether you’re a fan of action-packed adventures or brain-teasing puzzles, there’s a wide variety of games to choose from. By playing these games, you can accumulate points and unlock exciting rewards, making your gaming experience even more rewarding.

Here’s how to do it:

1. Go to InboxDollars.
2. Sign up with Google, Apple, or your email.
3. Confirm your email to earn $5 and it’s an essential step to activate your account. Otherwise, you may not be able to redeem money from InboxDollars.
   
4. Log in to your account and start browsing. Simply click on a game to start playing.

Cash Out Your Earning

Members must have at least $15.00 in their account in order to request payment for a 1st-time payment request. Additional payment requests can be made at $10.00 or higher increments. InboxDollars provides various payment options, including cash via gift cards, PayPal or Visa. To withdraw your earnings, go to Request Payment page of your account and follow the provided instructions to receive your well-deserved rewards.

Option 4: Turning passion into profit

Got a knack for video editing, photography, or music composition? You’re in luck! There are plenty of ways to turn your creative skills into cash.

• Edit Videos and Photos: Vloggers and content creators are always on the hunt for skilled editors. Offer your services on freelance platforms like Fiverr or Upwork.
• Make Music Online: Platforms like Songfinch let you create personalized songs for people, and you get paid for your musical talents.
• Writing: If you’re a wordsmith, consider self-publishing through platforms like Barnes & Noble Press, Blurb, or Lulu. You can also explore freelance writing opportunities.
• Online Tutoring: If you’re knowledgeable in a particular subject, share your wisdom on websites like Tutor.com, Preply, or Cambly.

So there you have it—legit ways to make money online during your spare time. No smoke and mirrors, just good old-fashioned hustle. So pick a path that suits your skills and interests, and start turning those hours of internet surfing into a cash-flowing venture!

The post Making Money Online: How to Turn Spare Time into Extra Cash appeared first on Super Easy.

Want to make money online without falling victim to scams or empty promises? In today’s digital age, this has become easier than ever before. Read on to find out the most trusted and proven methods to make money from the comfort of your home for free! No scams, no upfront costs – just real opportunities to earn.

6 Real Ways to Make Money from Home for Free:

• Type 1: Low entry barrier, little time and effort
• Type 2: Certain skills required

1. Paid online surveys and microtasks

Taking paid surveys is the easiest way to earn extra cash in your daily life: no minimum requirements, suitable for everyone, regardless of age or education. Even though each survey or task may not pay much, it all adds up over time! Numerous online platforms are willing to pay you for your opinions and feedback. Here we’ve listed the best ones out there:

Branded Surveys

• Avg payout per survey: $1-$3
• High survey availability
• Redeemable points for cash (via PayPal) or various gift cards
• Extra rewards and bonuses for being active

Survey Junkie

• Avg payout per survey: $1-$3
• 25 points for signing up and additional 50 points for completing your profile
• Low payout threshold
• Regular survey invitations

InboxDollars

• Avg payout per survey: $0.5-$5
• $5 sign-up bonus just for signing up
• Multiple earning opportunities in addtion to online surveys (reading emails, watching videos, playing games, etc.)
• Easy cash-out once you reach the minimum payout.

Toluna USA

• Avg payout per survey: $0.5-$2.5
• 500 bonus points as a welcome gift
• Get a few points even if you get disqualified from a survey
• Opportunities to test new products and keep them after providing feedback

2. User testing for apps and websites

Another low-barrier way to make money from home for free is to participate in user testing sessions for various apps and websites and share your perspective and feedback to the developers.

You just need to sign up with reputable user testing platforms that connect testers with app and website developers. Some popular platforms include UserTesting, TryMyUI, Userlytics, and Userfeel.

3. Participate in research studies

Participating as a subject in research studies is another legitimate way to earn money (and to make a positive impact as well!) Many researchers, universities and medical institutions conduct studies that require human participants for various research purposes.

If you have reservations about drug trials, behavioral and social science studies are a safe alternative. Contact local universities or check their websites for opportunities to participate. Many research departments actively recruit participants for these studies.

Alternatively, some websites specialize in connecting researchers with potential participants, offering a convenient way to find relevant studies. Platforms like Prolific allow you to create an account and explore available studies that match your demographic profile and interests.

• Researchers pay a minimum of £6.00/$8.00 an hour but many pay more.
• Easy cash outs. (They pay into your PayPal account and have two set cash out days every Tuesday and Friday afternoon.)
• Contribute meaningfully to science.
• Answer anonymously.
• Completely flexible hours. Join in whenever you like from the comfort of your home.

4. Translation projects

Compared to online surveys, making money from home by translating certainly requires more specialized skills, effort, and dedication. But if you’re fluent in Spanish, French, or any foreign language and enjoy the translation process, the rewards make it truly worthwhile! Below are several effective ways to find translation opportunities:

• Join online translation marketplaces like ProZ.com. These platforms connect translators with clients seeking translation services. Build a professional profile and actively participate in relevant forums and discussions to enhance your visibility.
• Sign up on popular freelance platforms like Upwork, Fiverr, and Freelancer.
• Reach out to translation agencies that specialize in the languages you are fluent in.

5. Online tutoring

Isn’t it exciting to make money from home by teaching other and sharing your knowledge and expertise? Well, the opportunities in this field are plentiful and promising.

If becoming a professional teacher seems challenging, you can always begin with informal teaching. For example, there’s a high demand for IELTS speaking accompaniment worldwide, presenting a great opportunity for native English speakers to offer their services in this area.

However, the key lies in finding potential clients who need these services. Actually, there’re many online tutoring platforms that connect language learners with tutors, such as iTalki, Preply, Verbling, and Cambly. Another way is to use social media platforms like Facebook, Twitter, LinkedIn, or Instagram to promote your services as an IELTS speaking accompaniment tutor. Popular language exchange platforms like HelloTalk can also serve as a great place to connect with people seeking tutoring services for English learning.

6. Freelance platforms

Upwork

As one of the most well-known freelance platforms, Upwork allows you to explore diverse job listings from clients in need of your unique expertise. Upwork ensures seamless collaboration with time tracking, invoicing, and communication tools. Whether you’re a seasoned pro or starting fresh, your skills and passions can find their perfect match.

• One of the largest and most well-known freelance platforms globally.
• Over 600 categories across various industries, including web development, design, writing, virtual assistance, and more.
• A wide range of project types, from short-term tasks to long-term contracts.

Fiverr

Fiverr is another famous online marketplace where you can offer your skills and services to a global audience. On Fiverr, freelancers offer specific services, known as gigs, at set prices starting at $5 (hence the name “Fiverr”). Whether you’re a writer, designer, programmer, or anything in between, Fiverr connects you with potential clients and helps you turn your talents into a profitable side gig.

• Price Range: $5 – $10,000
• Set your own prices, and work on projects remotely.
• Suitable for smaller, one-time tasks or services.

In this post, we guided you through some real ways to make money from home for free. While the internet is teeming with get-rich-quick schemes and dubious opportunities, these are legitimate and practical ways to earn money online without spending a dime. So why wait? Just try them today to boost your earnings!

The post Money in Minutes | 6 Real Ways to Make Money from Home for Free appeared first on Super Easy.

So here are 3 steps to save your money, easily and practically.

1. Plan your money
2. Record your expenses
3. Find ways to cut your spending

Make money online with Branded Survey

Start making money today.

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Step 1. Plan your money

If you have income, the first step of saving money is how to plan your money in a month. Here I suggest you divided your income into 3 parts: Fixed cost, variable cost, and fixed savings.

Fixed costs

• Rent
• Utilities
• Car insurance
• …

Variable costs

• Food
• Clothes
• Skincare products
• Makeups
• ….

After listing your fixed cost and variable cost, you’ll know how much money you spend in a month, at least how much you have to spend in a month. Having this information, you can set up your fixed saving. You can set 10-15% of your monthly income as a fixed saving.

Please note, this fixed money should not be used for investigation or shopping, it should be your emergency funds. Save the money in a separate bank account and leave it aside as if they were never yours. So that you can handle the accident and risks in the future.

Step 2. Record your expenses

Now, the next step is recording your expenses and reviewing them once a month. Tracking your spending will give you a direct idea about how much you spend in a month, so you need to record everything including coffee, online shopping, grocery, cash tips, and so on. You can use tools or apps to help you record these data and make sure the numbers are accurate.

Review your records at the end of the month, and you’ll know how well you were doing this month and how much money you can save in the next month.

Step 3. Find ways to cut your spending

Now here comes the key point, how to cut your spending. Before trying the methods, we have to come to an agreement that avoiding DEBT is our core rule to save money. Without this rule, these methods won’t work. Get rid of credit cards, don’t ever think about paying for the installment plan. If you agree with this rule, please read on to learn more.

There’re 5 methods for you, try these methods one by one and find the one that suits you.

• Method1 Set a saving goal
• Method 2 Decide your priorities
• Method 3 Create a budget
• Method 4 Use the 30-day rule
• Method 5 Use coupon

Method 1. Set a saving goal

Setting a saving goal will encourage your saving and determine your mind. Thinking about what you want to save for — buying your own car your own house, saving for further education, planning a vacation, or saving for retirement. According to your saving goal, you can figure out how much money you’ll need and how long you might take. I would suggest, setting a small, achievable short-term goal as a beginning would be better. It’s easy to achieve and the successful result will encourage you to continue saving. For example, save for a new smartphone as your short-term goal. You can enjoy your award after saving for it.

Method 2. Decide your priorities

It’s very clear that we have to spend money to make a living, so here’s how to plan your spending and save your money. The priorities should be the things you can’t cut and you need for your daily life. For example, food, drinks, medicine, toothbrush, etc. List the things you need to buy and make it a sequential list, so you’ll know what’s the most important thing you need. Then you can cut things that are less necessary.

Think about your saving goal when you do the list. You would know how long you can achieve your saving goal from now.

Method 3. Create a budget for your spending

Once you’re clear about your priorities, it would be better to create a budget for it. Setting a limit for the things you’re going to spend would help you cut spending. Don’t treat yourself too kindly, and don’t be too tough on yourself either. You can set a range and adjust them monthly. For example, I need one Caffè Americano every morning, so my coffee budget in a month is $67.5 a month. If I can find a cheaper alternative, my coffee budget would lower. By creating a budget, I would not spend more money on Starbucks.

Method 4. Use the 30-day rule

The 30-day rule is a good method to help you set aside more money, and works extraordinary for impulse purchases. So what is the 30-day rule and when should we use it?

When you want to make a large purchase, or you want to buy things that are not on your priority list, think about the 30-day rule first. Then deposit the amount of money into your savings account for 30 days. After 30 days, if you still want to buy it, go for it. Otherwise, leave the money in your account, it will boost your saving goal. In 30 days, if you could not help thinking the thing, you can take a piece of paper and write the name of the item, then write down the reasons to buy it, and the reasons not. By doing this, you’ll figure out whether it’s a true need or an impulse purchase. If you really need it, tell yourself you’re going to buy it at the end of 30 days.

Method 5. Use coupon

I’m not encouraging you to shop. After all, “A penny saved is a penny earned”. However, after using the 30-day rule, search before you pay. Many companies provide coupons as a way of promoting their products or services. Why not use coupons to save your money? Every penny matters.

Although you can find thousands of coupon websites that provide thousands of coupons, most of them weren’t work. It’s because new coupons are coming out daily, and at the same time hundreds of coupons expired. Deleting invalid coupons are hard and non-profitable, therefore nobody would do such work. While writers at supereasy.com select good items, products, and services for our readers. Our writing team examines coupons before publishing the post, we make sure the coupons we wrote could work for customers. We can say it proudly that our readers don’t need to check the coupons by themselves, which can save a lot of time. We hope we can help your life become super easy.

However, if you couldn’t find the latest post for your purchase on supereasy.com and don’t mind taking a little time searching by yourself, the DE coupon site is a place to go. This site contains hundreds of brands cover from technology to households, you can take a look at it.

The post How To Save Money in 2023 appeared first on Super Easy.

Easiest Side Hustles

Earn money online by taking surveys

Join Now >>

1. Find unclaimed money

Unclaimed money or property is considered completely free money because it’s rightfully yours and waiting for your collection. They may be abandoned checking and saving accounts, inactive stocks, uncollected tax refunds, deposits for utility bills, and other valuables that have been forgotten or not aware of. About 1 in 10 US individuals is owed missing cash, so you may want to check if you are too.

Unclaim.org allows people to search for unclaimed properties under their name. But if your state’s website or portal is out of service, you may dig up public databases manually.

• Unpaid wages
• Pensions from Former Employers
• VA Life Insurance Funds
• FHA-Insurance Refunds
• Tax Refunds

2. Apply for government assistance

If you’re stuck in financial hardships, it’s a good idea to apply for government assistance programs and get help with living expenses or business costs. Check the programs below and see which you’re eligible for:

• Benefits.gov – food, housing, health care, child care, Social Security, and more
• GovLoans.go – small business, education, housing, and more
• Grants.gov – only for organizations working with government-funded programs and projects 

3. Get paid by doing surveys

Taking paid surveys is the easiest way to get extra cash in daily life. Without any threshold, it suits people of different ages, educations, or careers, and is especially perfect for people to earn while sparing pockets of time on the subway, waiting for a bus, etc.

For maximum earning opportunities, try some reputable and high-paying survey websites.

4. Join focus groups

If you would like to take a step further, you can participate in focus groups. Like in-depth surveys, they provide valuable insights for market researchers. Typically, a small group of people is invited to share their opinions and feedback on products and services, either in person or online.

Compared with regular surveys, focus groups may require participants of specific professions or skills, etc, and the earning is much higher, up to $150 per hour. To find available paid user research, here are two working websites to try.

• Survey Junkie – Up to $150 per focus group. Available in the United States, Canada, Australia or the United Kingdom.
• Respondent.io – $50 – $250 per research. Available internationally.

5. Complete simple tasks

Many get-paid-to websites pay you not only for surveys but also for a variety of short tasks online. For example, Swagbucks allows you to earn money for free by playing games, downloading apps, watching videos, testing products, answering questions, and so on.

If you’re expert in specific fields, you can apply to be an expert on JustAnswerand make money by answering people’s questions. Alternatively, you could answer students’ academic questions on different subjects after signing up as a tutor on Studypool. You may earn up to $7,500 monthly.

6. Earn cashback

Believe it or not. Shopping can also make you money! If you’re frequently shopping online or in-store, you can slash your cost by using coupons and gaining lucrative rewards and cashback. Simply install a cashback app or browser extension. Then shop normally with your favorite retailers and some dollars will get back to your pocket.

After testing several cashback sites, here are our recommendations:

Option 1 – Coupert

Coupert is a 100% free browser extension used by 8M+ global users to save money and earn cashback. It partners with 100,000+ stores, covering the most popular brands like Grubhub, Macy’s, Nordstrom, Dell, Walmart, and more. And it’s very straightforward to activate the cashback.

1) Install Coupert to your browser. (For Chrome, Firefox, and Edge.)

2) Shop online as you normally do. During checkout, click the Coupert icon at the top left corner. If the cashback is available, click Activate Now.

Apart from placing orders, you can earn money (known as Gold in Coupert) through daily check-in, referring friends, or special events. When meeting the minimum withdrawal amount of $10, you can redeem the balance via PayPal or e-gift cards.

Option 2 – ibotta

Ibotta is another great and convenient website offering cashback on your everyday purchases both online and offline. You could install its browser extension to unlock cashback online. If you’re shopping in major stores such as Walmart, Target, Kroger, or Walgreens, you could scan the paper receipts via the app to get cashback.

1) Install the ibotta browser extension or app on your Android or iOS.

2) Shop online as you always do. Ibotta supports 2000+ retailers. When cashback is available, simply click Activate. Also don’t forget to find and upload your old grocery receipts to maximize the earnings.

After reaching $20 in your account, you’ll be able to withdraw the cash.

7. Rent out spare space for storage

If you have a spare room or space or an entire vacant property, it’s a good idea to rent it out for cash. Instead of being a host on Airbnb or Vrbo, where you’ll need to spend a lot of time and resources managing the house for each stay, there’s a simpler (but less obvious) option, that is to rent out the space for storing vehicles and belongings. 

Neighbor.com is a leading peer-to-peer storage platform. This website connects storage hosts with people who have demands for storage. Whether it’s an empty attic, garage, basement, closet, bedroom, shed, or any other potential space, you can make it a substantial source of income.

8. Get credit card sign-up offers

If you’re in need of applying for a credit card, many cards, even those with zero annual fees, offer generous perks worth hundreds of dollars for new cardholders. Depending on your consumption habits and financial goals, you may choose a top-rated rewards credit card, which will give you extra benefits for every dollar spent, including cashback, points, or travel miles. 

Note that most welcome offers, though tempting, require a minimum spending amount. So make sure to take your budget and financial plan into consideration before applying. If you’re planning for large purchases, it would be smart to take advantage of such offers.

Editor’s Pick

Unlimited 2% cash back on all purchases
Welcomes Offer: $200 cash rewards bonus after spending $500 within 3 months of account opening
Annual Fee: $0
APR: 0% for 15 mon. Then 19.99% – 29.99%

Apply Now

9. Gain referral bonuses

Apart from sign-up offers, loads of online services and brands, from retailers, food delivery, and cashback sites, to banks, provide rewards or bonuses for referrals as part of their promotions. Always check if the service you’re using has a referral program. If so, refer your friends or family to sign up with the company, and you will receive rewards, which may be in the form of credits, vouchers, or real hard cash.

So these are 9 easy ways for you to get free money. If you have any questions or suggestions, please feel free to leave a comment below.

The post 9 Best Ways to Get Free Money Online (2023) appeared first on Super Easy.

Best Side Hustle

Earn extra money easily from online surveys

Join Branded Surveys >>

The easiest side hustles from home

The list will begin with gigs that are the easiest to start and maintain and introduce side hustles with generous returns, which may require specific knowledge and experience as well as considerable time and effort. 

1. Get paid to do surveys

Taking paid surveys is a common way to earn extra cash in daily life. Without any threshold, it suits everyone, perfect for people to spare pockets of time on the subway, waiting for a bus, etc.

Simply choose a reputable survey website and set up your profile by answering a few demographic questionnaires. Once done, you will start receiving matched surveys. Each completion will give you different amounts of points that can be redeemed for real cash or gift cards. 

There are plenty of survey websites online. Instead of wasting time on scam sites that never pay out or offer very low rates, try these high-paying survey websites we’ve tested and approved.

Earning potential: $0.5 – $5 per survey

2. Join focus group

Focus groups are like in-depth surveys, where a small group of people are invited to share opinions and feedback on products and services, either in person or online. Market researchers have a strong demand for these valuable information, and pay appealing price for that. By joining paid focus groups, which typically take 1 – 2 hours, you can expect to earn up to $150 per hour.

Here are some legit websites where you can search for paid focus groups. 

• Survey Junkie: Pays up to $150 per focus group. Available in the United States, Canada, Australia or the United Kingdom.
• Respondent.io – Pays $50 – $250 per research. Available internationally.

3. Play games

If you’re an avid gamer, you can get paid simply by playing games. And you don’t have to be a pro! Some well-known get-paid-to websites offer rewards not only for surveys, but also a range of simple activities, including playing games, downloading apps, and watching videos.

• Mistplay – The best loyalty program for Android gamers. Earn rewards for playing games you’ll love.
• Swagbucks – A popular rewards and cashback website to earn money through everyday activities.

Earning potential: Up to $50 per month

4. Sell used items

If you have lots of unused stuff at home and don’t know how to deal with it, why not make money off them? Major stores and platforms like Amazon, eBay, Craigslist, and Facebook Marketplace make it possible for beginners to sell online and their high traffic will connect you with thousands of potential buyers.

To increase the chances of making a sale, you need to upload as many details as possible. That will include taking clear photos of the item from all angles, providing helpful information like year, style, material, and type of material, disclosing the flaws, and adding specific keywords to gain more exposure on the platform.

Earning potential: Depending on what items you’ll be selling.

5. Rent out your space

Renting out a spare room or an entire property that you’re not using could be a good idea to boost your income. You can register to be a host on Airbnb or Vrbo and explore infinite income from vacation rentals. 

If you’re not comfortable with hosting guests in your home and don’t feel like cleaning the house after each stay, simply rent out your space for storing vehicles or approved items. Neighbor.com, starting in 2017, is a peer-to-peer marketplace that connects people with unused space to people in need of storage. If you have an empty attic, garage, basement, closet, bedroom, shed, or any other space you could think of, try listing your space to earn right away!

Earning potential: Empty shed: $50 – $200 per month; Empty garage: $100 – $600 per month (according to Neighbor.com)

6. Share your car

If you have a vehicle that sits idle for most of the time, you could also rent it for money just like a property. Car-sharing services such as Turo, Getaround, and Avail helps you rent a car to gig drivers or tourists at ease. They will assist you in setting direct communication with renters and offer comprehensive insurance policies in case of accidents. 

Earning potential: It depends on your location, the vehicle you own, and the demands, which may change throughout the year. On Turo, sharing a car can earn $10,516 annually Over $1,000 profit annually after deducting the average cost of car ownership).

7. Sell your crafts

If you’re creatively crafty, Etsy is a great place to turn your exquisite work into a side hustle. As a global online marketplace, it focuses on handmade or vintage items and craft supplies. 

Any individual can launch a store and sell on Etsy, even if you don’t have prior experience in selling or marketing. The platform offers a variety of tools and services for managing, promoting, and growing your business as well as professional support.

Earning potential: Varies by product. 

Note that Etsy charges $0.2 per listing, 5% of the product price as transition fees, and 3% + $0.25 for payment processing.

8. Take freelance jobs

Freelancing is a flexible way to translate your expertise and skills into a second income at home. You serve on a project-by-project basis and can choose to work more or less according to your schedule. Sites like Fiverr and Upwork offer abundant opportunities for freelancers all over the world, covering fields in writing, graphic design, programming, marketing, and more.

To prepare yourself for a freelancing business, take the steps below: 

1) Define your marketable skill. Consider your most proficient hobbies and skills, which will give you a competitive edge and that you enjoy doing consistently.

2) Develop your portfolio, including all the helpful details to showcase your abilities and accomplishments.

3) Promote yourself and reach out to prospective clients through freelance platforms, social media, professional forums and communities, and more.

Earning potential: It depends on the category of industry, your experience, your working hours, and rates. Average earning from $50 to $2,000 a month.

9. Become an online tutor or teacher

Have expertise in particular subjects and love sharing your knowledge with others? Then being an online tutor or teacher can be a good option for you to make money on the side. Here are some well-known tutoring websites you can try posting your service and finding students. 

Tutor.com: Whether you’re a teacher, professor, adjunct, PhD student, or industry professional, you can apply to be a part-time tutor and get paid by offering 1-to-1 tutoring and homework help in more than 250 subjects. 

Studypool: It’s dedicated to answering students’ academic questions and different subjects. After signing up as a tutor, you may earn (up to $7,500 monthly) by answering questions via text and providing full explanations and solutions.

iTalki: If you’re passionate about language teaching, you can become a freelance tutor in your native language with iTalki. It’s one of the largest online language learning platforms, with over 5 million students and 10,000 quality teachers teaching more than 130 languages.

Earning potential: Starting from $20 per hour.

10. Start a blog

Blogging is a terrific money-making choice for individuals who have a passion for particular topics or niches and enjoy creating content. And even if you know nothing about coding or website building, you can get started easily with the help of platforms like Bluehost and Dreamhost. They provide reliable one-stop web hosting solutions and walk you through the process of setting up a website step by step. 

Read more: How to create a website – beginner’s guide

Blogging is considered high-paying, but is quite challenging and much slower than other types of side gigs to see profits. To achieve success and stand out from the competition, you’ll have to constantly deliver quality content, conduct in-depth analysis and optimization, and launch strategic digital marketing.

Once your website gains decent traffic, you could monetize it in various ways, such as advertising, sponsored content, affiliate marketing, and so on.

Earning potential: From thousands to millions of dollars annually.

So that’s it – 10 easy side hustles from home. Typically, the earning potential will be proportionate to the effort and time required. If you’re new to online earning or side hustles, paid surveys and get-paid-to websites with minimal requirements are good starting points. If you’re willing to devote more effort and possess specialized skills, you could choose tasks with higher income potential.

The post 10 Easy Side Hustles From Home (2023) appeared first on Super Easy.

It can be a hard truth to stomach, but credit-report errors are much more common than you think. If you spot inaccurate, outdated, or incomplete information on your credit report, you’re not alone. According to a study by the FTC, about 21% of Americans reported finding at least one mistake, 13% verified errors that hurt their credit scores, and 5% ended up being denied or paying more for credit because of serious credit-reporting inaccuracies*.

Humans are fallible, yes, but if that human mistake is going to affect your ability to buy, rent, get a loan, or find a job, you should probably do the needful to rectify it. In this article, we’re showing you two ways to dispute errors on your credit reports. Read on…

How to dispute credit report errors

There are several types of errors that can make their way to your credit report. It could be a misspelling of your personally identifiable information (identity-related errors), inaccuracies with your account status, balance errors, and other kinds of data mixups.

Here are two ways you can fix errors on your credit report: manually and automatically (Recommended).

Method 1: File a dispute manually

According to the Fair Credit Reporting Act (FCRA), you have the right to dispute errors on your credit report – both with the credit bureaus and the creditors.

Option 1: Submit a dispute to the credit bureaus

To correct a mistake with the bureau, you will need to set up an account with the bureau, then select the item you want to dispute and provide the supporting evidence. For example, if you’re disputing a credit bill that is reported as late while indeed you paid on time, you should include a payment confirmation as proof. Once you’ve established the facts, request the error be deleted or corrected. Here is a sample dispute letter by the FTC to which you can refer.

You can dispute the errors online, by phone, and by mail. Below are the contact specifics for each:

Option 2: File a dispute with the creditor

Creditors, also known as data furnishers, are companies that supply information to the bureau. As an option, you can reach out to these creditors to iron out the wrong entries. Likewise, you should include the following information in your dispute letter:

• Your name
• Your mailing address
• The item you’re disputing
• The reason why you dispute
• Supporting documentation

Wait for the response

After you’ve submitted a dispute, wait up to 35 days for the bureaus or furnishers to receive and investigate your case. If they agree with your claim, you’ll receive a corrected copy of your credit report. Additionally, you can ask the bureaus to send out the updated version to whoever pulls a credit report of you over the past 6 months. If your dispute is deemed “frivolous”, on the other hand, it means the bureau or the furnisher disagrees that the item is a mistake and makes no change to your credit report. In this case, you can either redispute it with new back-up materials or take it to the Consumer Financial Protection Bureau.

Method 2: Dispute credit report errors automatically (Recommended)

Credit report errors are unwelcome surprises. Sometimes it could take only one mistake to drag down your credit score and make you less credit-worthy to the lenders. So it’s crucial that you stay on top of your credit reports to avoid overpaying for your financial decisions down the line. If you don’t have the time or patience to do it manually, perhaps you can give Sky Blue Credit a try.

Sky Blue Credit is the most powerful solution to dispute credit report errors. Upon receiving your credit reports, Sky Blue will conduct a line-by-line review to discern even the most subtle discrepancies, and leverage all opportunities for you to get a better score. With Sky Blue, you don’t have to be a pro at submitting credit report disputes.

Here is how to fix credit report errors with Sky Blue Credit:

1. Go to the Sky Blue Credit Signup page and register.
   
2. Follow the instructions to get free credit reports.
3. Put your feet up as Sky Blue Credit pores over your credit history and challenge any questionable or inaccurate items with the credit bureaus.
   
4. It could take the bureaus up to 35 days to complete the disputes. According to user feedback, Sky Blue is known to be 10 days faster than the rest of the credit repair companies.
   

That’s it – manual and automatic ways to help you fix mistakes on your credit report. Hopefully, you will find this post useful. If you have any questions, ideas, or suggestions, please feel free to leave us a comment below.

The post How to Dispute Errors on Your Credit Report appeared first on Super Easy.

In this post, we’ll show you the key differences between a credit lock and a credit freeze, how to lock your credit with the three major bureaus and measures to take to protect your identity.

Which Do You Need: Credit Lock Or Credit Freeze

Both freezing your credit and initiating a credit lock are ways to protect your credit when you fall victim to identity theft or you’re concerned about being targeted for identity theft. But they differ in some respects.

A credit lock is a product provided by a credit bureau. It allows you to restrict access to your credit reports so unauthorized people won’t be able to access your credit file and lets you lock a certain card to deter anyone from using it when it’s lost. You can lock or unlock your credit reports from your computer or mobile device, at any time. Basically, a credit lock gives you easier control over your credit report.

A credit freeze also helps you restrict access to your credit reports. If you’re a victim of identity theft or your information has been compromised due to a data breach, freezing your credit is a smart step to take. But it can be inconvenient in some cases since you can freeze and unfreeze your credit with a finger swipe on an app. For example, you’ll need to go to the bureau’s website and use the account you used to place the freeze to unfreeze your credit when you want to apply for credit.

In general, a credit freeze is free at each bureau and is mandated by federal law, but it’s less convenient. While a credit lock offers more convenience, it often charges a fee and provides fewer legal protections.

How to Lock Your Credit

You can lock your credit with each of the three bureaus, but depending on which credit bureau’s service you opt for, it might charge a monthly fee:

• Equifax’s Lock & Alert offers locking of your Equifax credit report and alert for free.
• TransUnion Credit Lock Plus is a paid service that lets you lock your TransUnion and/or Equifax credit reports.
• If you use the locking service from Experian, you can get it for free for a month, then it will charge you $9.99 per month.

You can sign up for a credit lock at each bureau’s website, or download the respective app to lock or unlock your credit report.

Other Ways to Protect Your Credit

There is no fail-safe way to prevent identity theft, but there are methods that can help you reduce your risk of identity theft and minimize damage.

1. Use Identity Theft Protection

If you don’t already have a way to regularly monitor your credit and personal information, consider signing up for an identity protection tool.

Identity theft protection services help you prevent identity theft by monitoring your credit and the dark web, alerting you when your private information gets leaked, and recovering your identity if you fall victim to identity theft. And most of them offer identity theft insurance

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2. Stay Alert to Phishing and Spoofing

Phishing websites mimic banking and other sensitive sites to lure people to fill in their credentials. And some scammers make phone calls appearing to come from businesses or government entities, asking for your personal information. Instead of giving your information, ask why it is needed and how it will be protected. If you have any doubts, initiate a callback yourself.

If you get emails and text messages that contain links or attachments, even if they are from someone you know, don’t click the links or files before you are sure the URL is correct and the file is safe.

3. Use Strong Passwords

Many people tend to use the same password for multiple accounts, which can put all your accounts in a risky place when one of them is compromised in a data breach. When hackers and identity thieves get hold of one of your login credentials, they’ll try it on other sites quickly.

So make sure you use unique passwords for each site, and use a password manager like Dashlane to keep them straight.

4. Secure Your Documents

Keep your documents in a secure location, like your social security card, tax return and birth certificate. For bank statements, bills or other documents that contain your personal information, shred them before throwing them in the trash.

5. Enable Two-Factor Authentication (2FA)

Two-factor authentication is a security measure that requires both your master password and another form of identification such as a code received on your phone to access your online accounts.

It adds an extra layer of password security and makes it harder for identity thieves to log into your account.

6. Review Your Credit Reports

You can get one free credit report from each of the three major – Equifax, TransUnion and Experian every year.

All you need to do is visit AnnualCreditReport.com and make your request online. But make sure you take advantage of this perk wisely and get one report at a time, four months apart. This way, you can monitor your credit report throughout the year.

7. Remove Your Digital Footprint

Data brokers collect personal data by crawling online sources and public records, and they sell it to anyone willing to pay.

Even if you’re not online, you might still find your personal information publicly available online, such as your address, phone number, and email address.

If you find your information on some website you don’t want it to be on, contact site owners to get it removed, or try a privacy service like DeleteMe to remove you from data broker sites.

The post How to Lock Credit – Protect Yourself from ID Theft appeared first on Super Easy.

Perhaps you’ve heard people around you talk about their experiences with identity theft, and it makes you wonder: Is my identity also stolen?

Data breaches, phishing emails, shoulder surfing and more, there are various ways that con artists can steal others’ identity in daily life. So it’s no surprise that you’re wondering if you’re unknowingly a victim of ID theft. Indeed, identity theft is scary, but you can always protect yourself by being vigilant in your personal life and seeking professional ID protection before things can ever happen to you.

Signs that someone is using your identity

Once your personal information falls into the wrong hands, they can fake your identity and ruin your financial life, leaving you with a pile of mess to deal with. But if you can notice the red flags as below early, you may reduce the trouble caused by identity theft.

• Unfamiliar accounts opened under your name on your credit reports
• Significant drop in credit score
• An unusually high number of suspicious phone calls or messages received from various social media platforms
• Received charges for products or services that you did not purchase
• Got calls from debt collectors about loans you didn’t applied
• Being notified that more than one tax return has been filed in your name
• Unable to log in or lost access to your social media or email accounts.They might be taken over by frauds
• Unexplained withdrawals from bank accounts
• Your healthcare benefits have been tapped by someone other than you

How to check for ID theft & get ID protection

To protect identity, there is something we can do, such as regularly check your bank statements for fraudulent activities and credit reports to check if your SSN is being used.
But, there is something we find hard to do, like searching our personal data on the dark web or monitor our credit around the clock. Therefore, we may need to seek help from professional privacy protection services.

1. Detect identity leaks with Aura

Because of the growing cyberattacks, data breach has become one of the main causes of identity theft. The fraudsters can easily find your sensitive information such as phone number, email or bank account from the dark web and commit ID theft.

To check if your data is exposed, you can run a free dark web scan with Aura. Aura is an ID theft protection service that provides an all-in-one intelligent safety solution for people to avoid Identity theft. It can not only help you run a deep scan on the dark web but also provide other services of proactive protection to keep you away from digital threats.

2. Keep your identity safe with Identity Guard

If you find your identity information is temporarily safe, you should not take it lightly. ID theft can happen the next day, or even in the next hour. To keep your identity always safe, you can try Identity Guard, an ID protection service with award-winning plans.

Identity Guard provides a reliable identity fraud solution in solid steps: once you select your protection plan, it will set up the identity monitoring for you. Then you’ll be kept updated with its mobile app and get alerts to suspicious activity. Identity Guard can also help you recover your identity when needed.

3. Get ID theft protection with LifeLock

Back by Norton, LifeLock is also a reputable service in the ID protection field. It has almost what you need to safeguard your identity: identity threat scam, monitoring and alerts, identity restoration and also a $1 million coverage for lawyers and experts. You don’t need to feel vulnerable if you have LifeLock protect your identity and finance.

What you can do in daily life to protect your identity data

Apart from seeking professional help, there is also something small you can do in daily life to protect yourself and minimize the risk of identity theft.

• Use strong passwords. Single combination of passwords in your accounts can greatly increase the risk of account theft. You can try some password managers like LastPass to keep your passwords safe.
• Don’t click any link in suspicious emails. If the link contains malwares, it could control your device and get all your personal info.
• Be careful of using public Wi-Fi. Public Wi-Fi is actually easy for hackers to intercept your private data through the Network transmission.
• Try using a VPN. A VPN like NordVPN and Surfshark can reroute and encrypt your traffic so no one can track your network data.
• Be mindful of what you post on social media sites. Sensitive info like addresses or bank accounts accidentally disclosed in a photo or text message could make you a victim without even realizing it.

 _{*Featured image by Anna Nekrashevich}

The post Is My Identity Stolen? Check It Out Before It’s Too Late appeared first on Super Easy.

A higher FICO Score usually means better terms and lower interest rates on personal loans or credit cards. If you’re not quite familiar with FICO Score, don’t worry. This post will introduce everything about the FICO score, what it is, how to check it, and most importantly, how to increase your FICO Score correctly and easily.

What is FICO Score?

FICO Score is one of the most common credit scoring models in the U.S. This three-digit number is calculated based on your credit reports from Experian, Equifax and TransUnion, three major consumer credit agencies, and helps lenders to evaluate a person’s credit application and determine the rates and terms.

FICO Score is not a single score but vary slightly in different editions. There are Base FICO Score, which is available for any type of lender to use, and Industry-specific FICO Score that are geared towards specific credit products like auto loans or credit cards.

Although FICO doesn’t reveal an exact calculating formula, there are 5 significant factors that matter for a FICO Score. Understanding each contributor is a primary step to build an excellent score.

• Payment history (35%) – Whether you’ve paid bills on time.
• Amount owed (30%) – Credit utilization rate, referring to the amount of credits and loans you used compared to the toal credit limit.
• Length of credit history (15%) – Average age of your credit accounts.
• New credit (10%) – The number of hard inquiries. When you’re applying for new credit, lenders will pull a hard inquiry on your credit report. Too many hard inquiries may have a negative impact on your FICO Score.
• Credit mix (10%) – The variety of credit accounts under your name, such as credit cards, mortgage, retail loans and installment loans.

How to check your FICO Score for free?

FICO Score plays a crucial role in your financial life, so it’s necessary to keep yourself updated about the score. You should check it before knowing what you can do to increase the score.

If you have a credit card, simply reach out to the issuers. Some credit card issuers such as Discover, American Express, Bank of America and Citibank allows their cardholders to view FICO Score for free.

If you don’t have an eligible credit card as above, you could, instead, get your FICO Score from a legitimate credit score monitoring service like Experian. It tracks your FICO Score 8 and the changes to your score or credit rating. What’s more, it helps you raise the score by adding qualifying payments to your credit profile.

FICO Score usually ranges from 300 to 850 (up to 900 for some industry-specific scores), and a higher FICO Score is always better. Here is the official score range that indicates what is a ‘good’ FICO Score.

Exceptional: 800 – 850

Very Good: 740 – 799

Good: 670 – 739

Fair: 580 – 669

Very poor: 300 – 579

Best ways to increase your FICO Score

Increasing the FICO Score takes time and effort. Stick with these pro tips to increase your credit scores effectively.

1. Pay bills on time

It’s always a wise move to pay your bills on time. Late payments more than 29 days will severely harm your FICO Score and stay on your credit report for up to 7 years. To avoid that, you could enable the automatic payments for your credit cards or loans, or at least, set up a reminder for the due date.

People who have trouble repaying their debts may consider contacting a credit counselor to negotiate lower interest rates.

2. Review your credit reports regularly

FICO Score is closely associated with your credit reports. To find out what’s making your credit scores low, you can get credit reports and review it carefully. Annual Credit Report is an authorized source for people to get one free credit report from Experian, Equifax and TransUnion every 12 months. If there’s any missing or incorrect information, you should dispute the mistakes with the credit reporting agency.

An easier way to keep a watch on your credit report is using the free credit monitoring service by Experian. It checks your Experian credit reports on a daily basis and sends you alerts when there’s suspicious activity or changes.

3. Lower the credit utilization rate

A lower credit utilization rate means you’re using less of the credit limits and could lead to a better FICO Score. It’s a good idea to keep your credit utilization rate (CUR) under 30% or even 10% by paying a bit of the balanced in advance or requesting higher credit limits.

4. Apply for new accounts only when needed

As mentioned above, applying for new credit accounts requires permission to pull your credit reports. That’s also known as a hard inquiry and can affect your FICO Score.

A higher frequency of opening new accounts will also show an unfavorable credit history. Simply leave your old accounts open, even if it’s no longer in use, so that you could maintain a longer credit age, which will contribute to a better FICO Score.

5. Have a mix of different accounts

Having a mix of credit accounts including revolving credits and installment loans will demonstrate your ability to juggle different kinds of debts and boost your credit scores, but not crucially. If you only have credit cards, you may consider getting a student or auto loan if there’s a need.

6. Use a professional credit repair service

If you’re having difficulties raising your FICO Score or simply want to save time and hassle building a good credit performance gradually, try Sky Blue Credit, a professional & automatic credit repair service.

By reviewing and analyzing your credit history in detail, it can spot any discrepancies and errors and find even the most subtle opportunities to improve your FICO Score. Then it will assist you in dispute with the custom dispute and re-dispute letters in a 35-day cycle, much faster than other companies or working on your own.

As for credit optimization, there’s no one-size-fits-all solution. Sky Blue Credit will offer you the best personalized and practical advice for improving your credit score.

Get started today and you’ll enjoy a 6-day free trial to see if this tool really works for you.

So these are the best methods to increase your FICO Score. There’s no quick fix. Check out your credit report regularly, pay attention to what may affect your credit score and start developing a good consuming credit habit from now on.

The post How to Increase FICO Score Easily & Quickly (2023) appeared first on Super Easy.

Survey Junkie – The highest paying surveys for Amazon gift cards

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6 legit survey websites for Amazon gift card

We recommend you try multiple services to earn as much as possible. Or you could just stick with one or two websites that give the most earning opportunities. Check out our prepared list below for more details.

1. Branded Surveys

Branded Surveys is an ideal and reputable choice for people from the US, UK, and Canada to earn extra money online. It’s quite straightforward to use, with no other alternative earning methods like paid offers or product tests. You just get paid to take surveys or polls and refer friends. After filling up the profile and answering some demographic questions, you get survey matches and start earning.

Each successful completion of a survey will give 10 – 300 points, equivalent to $1 – $3. You can cash via PayPal or Branded Pay (U.S. only) or gift card rewards to your favorite retailers like Amazon. By participating in surveys consistently, you’re able to join Branded Elite, the loyalty program of Branded Surveys. Try upgrading the badge level, and you’ll earn extra bonus points.

2. Survey Junkie

Founded in 2013, Survey Junkie is a popular community where millions of people are sharing opinions and ideas in exchange for rewards. After setting up your account and completing a few profile questionnaires, you’ll receive available surveys daily. Each survey gives you different points depending on the time needed, and 100 points equal to$1. The longer and more detailed the survey, the more you can get.

What’s more, there are others ways for you to earn but the offers are random.

• Test new products ($5-$50)
• Participate in online focus groups ($25-$150)
• Take phone surveys (up to $150)
• Install Pulse on your browser or phone to get more surveys

In some cases, you may be disqualified or terminated from a survey, but you can still earn $0.02 to $0.03 for the time spent. You can cash out or redeem an Amazon gift card once exceeding $5, a lower requirement compared to most GPT websites.

3. Swagbucks

Swagbucks is one of the top get-paid-to websites giving tens of thousands of paid survey-taking opportunities every day. With each survey, you’ll gain different amounts of points, usually 40 to 300 Swagbucks points (100 points = $1). You can redeem them into a prepaid Visa credit card, a PayPal deposit or free gift cards for Amazon, Walmart, Starbucks or any of your favorite retailers. There’s no minimum withdrawal threshold.

Beyond just the paid surveys, Swagbucks offers a variety of simple ways for you to get paid. For example, you can watch ads or videos, test samples, answer polls, play trivia or shop online, etc. Besides, you’ll receive a $10 bonus when signing up.

4. Toluna

Toluna is also a great online community with 21 million members earning points for rewards by taking surveys. While many paid survey websites are only available to the U.S., you can join Toluna from 50 countries in Europe, Asia Pacific, and North America.

The rewards system of Toluna is similar to most GPT websites – you take surveys to earn points (3,000 points =$1), and redeem cash or gift cards (see full reward list). There are mainly two types of surveys: profile surveys that help Toluna know you better, 13 in total and each worth 100 points, and normal surveys that pay between 15 and 50,000 points depending on length.

In addition to attempting surveys, you can earn extra points by voting on sponsored polls, inviting new members, creating content or playing games.

5. InboxDollars

InboxDollars is a convenient reward website that pays you for a range of simple activities such as doing surveys, redeeming offers, reading emails, watching ads, and so on.

After signing up, you’ll immediately grab a $5 bonus. To start receiving surveys, you’ll need to answer a few demographic questions, which may be related to your age, gender and shopping habits. Most surveys take from 6 to 15 minutes to complete and pay from $0.5 to $5.

Apart from completing surveys, it offers diverse earning opportunities. You can watch videos, play games, clip coupons, shop online, sign up for special offers, upload receipts for cash back, or simply search with its in-built search engine.

As you complete more tasks, you’ll progress towards earning the Scratch and Win card. It allows you to participate in a digital lottery and get random cash rewards. The higher level means a better chance of winning more cash.

6. InboxPays

InboxPays is a legit paid survey website where people get rich rewards by giving their opinions on products and services. It’s the subsidiary of A&A marketing, the parent company of another known GPT portal InboxDollars.

While taking surveys is one of the ways for you to earn money, Inbox Pays focuses on paid offers that require users to sign up for a service or purchase specific products, and also provides other options like reading emails or clipping coupons.

InboxPays pays an average of $0.5 – $1 per survey, which is relatively lower than other websites, and you need to accumulate at least $50 for Paypal withdrawl. Some users also complained the cashout process is slow.

Conclusion

There are a lot of get-paid-to websites where you can earn points for PayPal cash, gift cards from Amazon or alike. We recommend starting with a trusted high-paying website like Survey Junkie. It not only offers maximum earnings but also has a relatively lower withdrawal limit and rewards even for disqualifying surveys. But keep in mind that you won’t get decent money from taking surveys. This is a flexible and easy money-making way to spend your spare time on.

Icon created by smashingstocks – Flaticon

The post 6 Proven Ways to Take Surveys for Amazon Gift Card – 2023 appeared first on Super Easy.